Modern MBA

Case study — Travel · 12 min read · 5 questions

Why almost no luxury carmaker makes money

The thesis

A luxury car is a bad product by every measure except one. It loses value the moment it leaves the dealership, has a trunk smaller than a Prius, scrapes on driveways, and carries an engine whose entire point is unreachable at any legal speed. Maintenance runs $2,100 to $2,821 a year against $336 for a Honda Accord. The one thing it does is turn heads, and that is the whole business.

Which caps the market at a rounding error. Toyota delivers 10.3 million cars a year against 13,663 at Ferrari and 2,137 at McLaren. There are only two ways out: chase volume by going down-market without cheapening the badge, or be owned by a mass-market giant that funds you and absorbs your losses. Being owned guarantees survival. It does not produce prosperity.

Run the seven and only two work. Porsche went down-market on purpose and built a ladder under the 911 until SUVs became more than half of everything it sells — riding Volkswagen's platforms after a failed takeover left it owned by the company it tried to buy. Ferrari did the opposite and won anyway, keeping production below demand and pre-selling to a list of existing owners the way Rolex and Hermès do. Everyone else sits between thin and fatal: Bentley folded into Audi's division, Maserati now for sale, Aston Martin profitable in 3 of 11 years, McLaren in 2 of 6.

How do you think about this? 5 strategy questions this case raises and does not answer.
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The statistics

10.3M vs 2,137Cars delivered a year by Toyota against McLaren
27% vs −40%Ferrari's operating margin against McLaren's
3 of 11 yearsAston Martin has turned an operating profit

By the numbers — swipe or use arrows

01Every car is a depreciating asset firstResidual value of an average new car over time, via Kelley Blue Book. Under half its value in five years, and an exotic falls faster.
Every car is a depreciating asset first — Why almost no luxury carmaker makes money$0$20,000$40,000$60,000$48,397Year 0purchase$40,653Year 1$34,845Year 2$29,522Year 3$25,166Year 4$21,778Year 5Modern MBA
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Value
Year 0 purchase$48,397
Year 1$40,653
Year 2$34,845
Year 3$29,522
Year 4$25,166
Year 5$21,778
02In one of the least promising industries anywhereExpected future growth in earnings per share by industry. Only banking is worse than automotive.
In one of the least promising industries anywhere — Why almost no luxury carmaker makes money0%10%20%30%40%50%38%Software34%Entertainment16%Insurance15%Restaurant7%Automotive7%Apparel2%BanksModern MBA
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Value
Software38%
Entertainment34%
Insurance16%
Restaurant15%
Automotive7%
Apparel7%
Banks2%
03The premium is an order of magnitudeMSRP by vehicle, 2024. A Ferrari 488 costs what twelve Honda Accords cost.
The premium is an order of magnitude — Why almost no luxury carmaker makes money$0$200,000$400,000$600,000$526,888Ferrari 488488$507,353Lamborghini AventadorAventador$395,000McLaren 570S570S$122,095Porsche 911911$44,990Tesla Model YModel Y$35,305Toyota RAV4RAV4$29,390Honda AccordAccordModern MBA
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Value
Ferrari 488$526,888
Lamborghini Aventador$507,353
McLaren 570S$395,000
Porsche 911$122,095
Tesla Model Y$44,990
Toyota RAV4$35,305
Honda Accord$29,390
04And you get less car for itTrunk space by vehicle in cubic feet, 2024. A 911 and an Aventador hold less than a Mini Cooper.
And you get less car for it — Why almost no luxury carmaker makes money0 cu ft20 cu ft40 cu ft60 cu ft80 cu ft76 cu ftTesla Model YModel Y70 cu ftToyota RAV4RAV417 cu ftHonda AccordAccord8 cu ftFerrari 4884887 cu ftMcLaren 570S570S5 cu ftPorsche 9119115 cu ftLamborghini AventadorAventadorModern MBA
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Value
Tesla Model Y76 cu ft
Toyota RAV470 cu ft
Honda Accord17 cu ft
Ferrari 4888 cu ft
McLaren 570S7 cu ft
Porsche 9115 cu ft
Lamborghini Aventador5 cu ft
05The bills after purchase are the real filterAverage annual maintenance cost by vehicle. An oil change alone runs $1,200 on the Aventador against $70 on the Accord.
The bills after purchase are the real filter — Why almost no luxury carmaker makes money$0$1,000$2,000$3,000$2,821McLaren 570S570S$2,750Ferrari 488488$2,250Lamborghini AventadorAventador$2,100Porsche 911911$460Tesla Model YModel Y$441Toyota RAV4RAV4$336Honda AccordAccordModern MBA
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Value
McLaren 570S$2,821
Ferrari 488$2,750
Lamborghini Aventador$2,250
Porsche 911$2,100
Tesla Model Y$460
Toyota RAV4$441
Honda Accord$336
06A market of about 18 million peopleHigh-net-worth individuals with $1M or more, in millions, by region. None of whom buy a new supercar every year.
A market of about 18 million people — Why almost no luxury carmaker makes money0.0M2.0M4.0M6.0M8.0M3.4M7.4MAsia3.0M5.8MEurope3.4M5.5MUSA20112023Modern MBA
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20112023
Asia3.4M7.4M
Europe3.0M5.8M
USA3.4M5.5M
07Not a gap — a different unit of measurementManufacturers by annual delivery volume, 2023. Toyota sells more cars before lunch than McLaren sells in a year.
Not a gap — a different unit of measurement — Why almost no luxury carmaker makes money02,000,0004,000,0006,000,0008,000,00010,000,00012,000,00010,300,000Toyota7,300,000Hyundai6,200,000GM320,000Porsche14,000Bentley13,633Ferrari10,000Lamborghini6,620Aston MartinModern MBA
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Value
Toyota10,300,000
Hyundai7,300,000
GM6,200,000
Porsche320,000
Bentley14,000
Ferrari13,633
Lamborghini10,000
Aston Martin6,620
08And the exotics are not one field eitherLuxury manufacturers by worldwide delivery volume, 2023. Porsche outsells every other exotic combined, many times over.
And the exotics are not one field either — Why almost no luxury carmaker makes money0100,000200,000300,000400,000320,000Porsche27,000Maserati14,000Bentley13,663Ferrari10,000Lamborghini6,620Aston Martin2,137McLarenModern MBA
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Value
Porsche320,000
Maserati27,000
Bentley14,000
Ferrari13,663
Lamborghini10,000
Aston Martin6,620
McLaren2,137
09Revenue follows exactlyLuxury manufacturers by worldwide revenue in billions of euros, 2023.
Revenue follows exactly — Why almost no luxury carmaker makes money€0B€10B€20B€30B€40B€37BPorsche€6BFerrari€3BBentley€2BAston Martin€2BMaserati€1BMcLarenModern MBA
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Value
Porsche€37B
Ferrari€6B
Bentley€3B
Aston Martin€2B
Maserati€2B
McLaren€1B
10Porsche went down-market on purposeMSRP by vehicle at launch, not adjusted for inflation. The Boxster and Cayman reused parts and were mocked as the poor man's 911.
Porsche went down-market on purpose — Why almost no luxury carmaker makes money$0$20,000$40,000$60,000$80,000$73,3939111996$40,745Boxster1996$71,3009112006$59,695Cayman2006Modern MBA
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Value
911 1996$73,393
Boxster 1996$40,745
911 2006$71,300
Cayman 2006$59,695
11The SUVs are now the companyPorsche annual delivery volume by vehicle. Sports cars are the minority of a sports car company — and that is what pays for the sports cars.
The SUVs are now the company — Why almost no luxury carmaker makes money050,000100,000150,00059,30366,055201497,17759,068201698,76379,111201793,95395,293201889,74482,137201976,50678,8502021105,00099,000202287,00096,0002023MACANCAYENNEModern MBA
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MacanCayenne
201459,30366,055
201697,17759,068
201798,76379,111
201893,95395,293
201989,74482,137
202176,50678,850
2022105,00099,000
202387,00096,000
12A ladder with the 911 permanently at the topPorsche MSRP by vehicle, 2025. By design the best Cayenne costs less than a mid-tier 911, so every owner has somewhere to climb.
A ladder with the 911 permanently at the top — Why almost no luxury carmaker makes money$0$50,000$100,000$150,000$62,900Macan$68,300Cayman$70,400Boxster$84,700Cayenne$99,400Taycan$122,095911Modern MBA
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Value
Macan$62,900
Cayman$68,300
Boxster$70,400
Cayenne$84,700
Taycan$99,400
911$122,095
13It workedPorsche top line in millions of euros. Ten times larger than it was at the turn of the century.
It worked — Why almost no luxury carmaker makes money€0M€10,000M€20,000M€30,000M€40,000M€3,647M1999€6,147M2003Cayenne€7,466M2007€14,326M2013Macan€21,674M2017€30,289M2019Taycan€37,349M2023Modern MBA
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Value
1999€3,647M
2003 Cayenne€6,147M
2007€7,466M
2013 Macan€14,326M
2017€21,674M
2019 Taycan€30,289M
2023€37,349M
14Beating the mass market outrightOperating margin compared to other manufacturers. Porsche earns nearly ten times what Ford does per dollar of revenue.
Beating the mass market outright — Why almost no luxury carmaker makes money0%5%10%15%20%25%19%Porsche14%Hyundai13%Mercedes10%Tesla10%Toyota6%GM5%Honda2%FordModern MBA
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Value
Porsche19%
Hyundai14%
Mercedes13%
Tesla10%
Toyota10%
GM6%
Honda5%
Ford2%
15Lamborghini took twenty years to reach 10,000Lamborghini annual delivery volume. Volkswagen keeps it at the tip of the market with no pressure to descend — Porsche's profits pay for that.
Lamborghini took twenty years to reach 10,000 — Why almost no luxury carmaker makes money02,0004,0006,0008,00010,00012,0002,0832012Aventador3,0002014Huracán3,00020164,0002017Urus8,00020198,000202110,0002023Modern MBA
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Value
2012 Aventador2,083
2014 Huracán3,000
20163,000
2017 Urus4,000
20198,000
20218,000
202310,000
16Bentley never found the marginBentley annual operating margin. In 2022 Volkswagen folded it in with Audi and Lamborghini — a formal concession that it cannot grow.
Bentley never found the margin — Why almost no luxury carmaker makes money−30%−20%−10%0%10%20%1%20117%201210%201310%20146%2015Bentayga6%20163%2017−19%20183%20191%202014%2021Modern MBA
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Value
20111%
20127%
201310%
201410%
2015 Bentayga6%
20166%
20173%
2018−19%
20193%
20201%
202114%
17Aston Martin: three profitable years out of elevenTop and bottom line in millions of pounds. Revenue tripled, price per car nearly doubled, and the profit never arrived.
Aston Martin: three profitable years out of eleven — Why almost no luxury carmaker makes money−£500M£0M£500M£1,000M£1,500M£2,000M£519M£2M2013£468M−£18M2014£510M−£58M2015£593M−£32M2016£876M£149M2017£997M£73M2018£1,097M−£37M2019£612M−£323M2020DBX£1,095M−£77M2021£1,382M−£142M2022£1,663M−£111M2023REVENUEOPERATING INCOMEModern MBA
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RevenueOperating income
2013£519M£2M
2014£468M−£18M
2015£510M−£58M
2016£593M−£32M
2017£876M£149M
2018£997M£73M
2019£1,097M−£37M
2020 DBX£612M−£323M
2021£1,095M−£77M
2022£1,382M−£142M
2023£1,663M−£111M
18Ferrari grew volume without going down-marketFerrari annual delivery volume. It cleared 10,000 cars a year before it ever built an SUV.
Ferrari grew volume without going down-market — Why almost no luxury carmaker makes money05,00010,00015,0007,40520127,25520148,01420169,25120189,119202011,155202213,6632023Modern MBA
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Value
20127,405
20147,255
20168,014
20189,251
20209,119
202211,155
202313,663
19The best margins in the car industryFerrari annual operating margin. Porsche, with a hundred times the volume and Volkswagen's platforms underneath it, runs eight points lower.
The best margins in the car industry — Why almost no luxury carmaker makes money0%10%20%30%15%201214%201419%201624%201821%202024%202227%2023Modern MBA
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Value
201215%
201414%
201619%
201824%
202021%
202224%
202327%
20Two of seven workAverage six-year operating margin, excluding 2020 and 2021. Neither of the two is replicable by anybody else.
Two of seven work — Why almost no luxury carmaker makes money−50%−25%0%25%50%24%Ferrari18%Porsche9%Lamborghini5%Maserati1%Bentley0%Aston Martin−40%McLarenModern MBA
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Value
Ferrari24%
Porsche18%
Lamborghini9%
Maserati5%
Bentley1%
Aston Martin0%
McLaren−40%
01 / 20

Delivery volumes, revenue, operating margins and MSRP at launch from Porsche, Ferrari, Aston Martin, McLaren, Bentley, Lamborghini, Maserati, Volkswagen and Stellantis annual reports and filings for the years shown; residual values from Kelley Blue Book; maintenance and oil-change costs from JD Power; high-net-worth population by region and five-year depreciation figures as presented in the episode; some exotic brands are reported inside a parent division and are noted where that applies

Key takeaways

01

Every car is a depreciating asset before it is anything else. The average new vehicle is worth $48,397 at purchase, then $40,653, $34,845, $29,522, $25,166 and $21,778 by year five — under half its value in five years, and an exotic falls faster.

02

The exotic premium is not incremental, it is an order of magnitude. A Tesla Model Y is $44,990, a Toyota RAV4 $35,305 and a Honda Accord $29,390 — against $122,095 for a Porsche 911, $395,000 for a McLaren 570S, $507,353 for a Lamborghini Aventador and $526,888 for a Ferrari 488.

03

The bills after purchase are the real filter. Annual maintenance is $336 on an Accord and $441 on a RAV4, against $2,100 on a 911, $2,250 on an Aventador, $2,750 on a 488 and $2,821 on a 570S. An oil change alone costs $1,200 on the Lamborghini against $70 on the Honda.

04

The volume gap is not a gap, it is a different unit. Toyota delivers 10.3 million cars a year, Volkswagen 9.2 million, Hyundai 7.3 million, GM 6.2 million, Ford 4.4 million and Tesla 1.8 million — against 320,000 for Porsche and 13,633 for Ferrari.

05

Revenue follows exactly. Toyota grosses $308 billion and GM $172 billion, against $43 billion at Porsche, $7 billion at Ferrari, $2 billion at Aston Martin and $1 billion at McLaren. In euros the exotic field is €37B for Porsche against €6B, €3B, €2B, €2B and €1B for everyone else.

06

Porsche learned the lesson the hard way. The 911 was best-in-class and still could not sustain the company, because every new model had its own components and the precision that won races was a liability at scale. Failed 911 variants nearly bankrupted it in the 1990s.

07

The fix was to go down-market without touching the badge. The Boxster launched in 1996 at $40,745 against $73,393 for the 911; the Cayman followed in 2006 at $59,695 against $71,300. Both reused parts. Both were mocked as the poor man's 911. In some years they outsold it outright.

08

Today the two SUVs are the company. In 2023 Porsche sold 96,000 Cayennes and 87,000 Macans against 137,000 of everything else — sports cars are now the minority of a sports car company, and that is what pays for the sports cars.

09

Those margins beat the mass market outright: Porsche at 19% against Hyundai 14%, Mercedes 13%, Tesla 10%, Toyota 10%, GM 6%, Honda 5% and Ford 2%.

10

Consolidation is now the margin. The best-selling Macan is built on the same architecture as the Audi Q5, A4 and A5 — a $50,895 Porsche on the same platform as a $37,300 Audi Q5 and a $64,500 A7. The Cayenne moved onto Audi's larger SUV platform and the Taycan onto the Audi e-tron GT's. R&D is led by one brand and distributed to the rest.

11

Even that success is invisible in the accounts. VW reports Lamborghini inside Audi, where Audi delivers 1,909,000 cars against Lamborghini's 10,000 — under 1% of the segment. And because volumes were so low, VW never let it build alone: the Gallardo shared over 70% of its internals with the Audi R8 despite costing several times more.

12

The Bentayga SUV did not change the trajectory even built on the same platform as the Cayenne and Urus. In 2022 VW folded Bentley in with Lamborghini and Audi into a single division — a formal concession that it is too niche to grow.

13

Then the leases ended and the customers did not come back. Volume fell to 35,000, 17,000, 24,000, 27,000, 22,000 and 27,000 — the buyers had lived with the depreciation and the repairs, and there were not enough dealerships to service the cars that had been sold.

14

Volume and price both rose and profit never arrived. Revenue climbed £519M, £468M, £510M, £593M, £876M, £997M, £1,097M, £612M, £1,095M, £1,382M, £1,663M — with operating income positive in only 2013, 2017 and 2018. Three profitable years out of eleven, from a company that has gone bankrupt seven times in its first century.

15

Ferrari is the one independent that flourishes, and it did it by refusing every piece of the standard advice. It grew volume off its base models — past 10,000 cars a year before it ever built an SUV — going 7,405, 7,255, 8,014, 9,251, 9,119, 11,155 and 13,663 across 2012 to 2023.

16

Six-year average operating margins, excluding the pandemic, settle the question: Ferrari 24%, Porsche 18%, Lamborghini (inside Audi) 9%, Maserati 5%, Bentley 1%, Aston Martin 0% and McLaren40%. Two of seven work, and neither is replicable — Porsche needed a parent it once tried to buy, and Ferrari needs to be Ferrari.

Common questions

Which luxury car company is the most profitable?

Ferrari, by a wide margin, and it is the most profitable carmaker in the industry full stop. Its operating margin has climbed from 15% in 2012 to 27% in 2023. Porsche is second at around 18–19%, which is itself well ahead of mass-market manufacturers — Hyundai at 14%, Mercedes 13%, Toyota and Tesla 10%, GM 6%, Honda 5% and Ford 2%. On a six-year average excluding the pandemic the field reads Ferrari 24%, Porsche 18%, Lamborghini 9%, Maserati 5%, Bentley 1%, Aston Martin 0% and McLaren40%.

Why do exotic carmakers struggle to make money?

Because the addressable market is tiny and the cost base is not. There are roughly 18.7 million people worldwide with a million dollars and none of them buy a new supercar annually, so volumes are measured in thousands — 2,137 cars a year at McLaren, 6,620 at Aston Martin, 13,663 at Ferrari — against 10.3 million at Toyota. Bespoke engineering does not amortize across a few thousand units, which is why almost every survivor either went down-market for volume or ended up owned by a mass-market giant that shares platforms and absorbs the losses.

How did Porsche become so profitable?

By deliberately going down-market and building a ladder. The 911 alone nearly bankrupted the company in the 1990s because every model had bespoke components. Porsche answered with the Boxster in 1996 at $40,745 against the 911's $73,393, then the Cayman, then the Cayenne SUV in 2003, then the smaller Macan in 2013. Today the Cayenne and Macan are 183,000 of its 320,000 annual deliveries — the SUVs pay for the sports cars. The range is priced so the best Cayenne always costs less than a mid-tier 911, giving every owner somewhere to climb. Revenue went from €3.6 billion in 1999 to €37.3 billion in 2023.

Is Porsche owned by Volkswagen?

Yes, and it is the result of a takeover that went the wrong way. Porsche was manufacturing only about 20% of its own cars and outsourcing the rest to Volkswagen, so it began buying VW shares and options to guarantee factory access and prioritization. The 2008 crash left the options worthless and Porsche's lenders demanding repayment, and after two years the two merged with Volkswagen as the parent. The consolidation is now what protects Porsche's margins: the Macan shares an architecture with the Audi Q5, A4 and A5, the Cayenne runs on Audi's larger SUV platform, and the Taycan on the Audi e-tron GT's.

What happened to Maserati?

It chased mid-market volume and the customers did not stay. Under Stellantis, the Ghibli and Levante were positioned around $65,000 as the affordable Italian alternative to German SUVs and sedans, with attractive lease terms, and volume ran from 15,000 cars in 2012 to 51,000 by 2017 on triple-digit growth. Then the initial leases expired and owners declined to renew, having experienced the depreciation and the reliability problems — a Quattroporte loses 65% of its value in five years against a 39% industry average — with too few dealerships to service the cars. Volume has fallen every year since to about 27,000, margins now look mainstream, and Stellantis has put the brand up for sale.

Why is Aston Martin losing money?

It refused the volume play for most of a decade and the maths never worked. After Ford sold it, its Kuwaiti owners set out to rival Ferrari by launching model after model, buying engines from Mercedes to move faster, and raising prices every year — average wholesale price went from £126,000 in 2013 to £231,000 in 2023. Volume and price both rose and revenue reached £1,663 million, but operating income was positive in only 2013, 2017 and 2018: three profitable years out of eleven. It resisted an SUV until 2020, has changed chief executive three times in a decade with each reversing the last, and went bankrupt seven times in its first century.

How does Ferrari get away with not going down-market?

By running a luxury house rather than a car company. Production is deliberately kept below demand, new models are pre-sold, and getting an allocation requires a customer-list history of prior ownership — the same mechanism Rolex and Hermès use, where being rich is not sufficient. That keeps pricing power absolute and slows post-sale depreciation relative to other exotics even though maintenance costs no less. It also protects the badge: engine sales to Maserati are under 10% of revenue and falling, and licensing shrinks every year. Ferrari held out against an SUV until 2022, and the $500,000 Purosangue is sold out for years with dealer cars trading at a million.

Does being owned by a big automaker save an exotic brand?

It guarantees survival, not prosperity. A mass-market parent provides funding, R&D subsidies, shared vehicle platforms and a buffer against downturns — Lamborghini's Gallardo shared over 70% of its internals with the Audi R8, and the Bentayga was built on the same platform as the Cayenne and Urus. But the margins can still be thin: Bentley averaged around 1% and posted −19% in 2018 before Volkswagen folded it into the Audi and Lamborghini division in 2022, and Lamborghini remains under 1% of the cars that division sells. Life is harder still for independents — of the two that remain, McLaren has turned an operating profit twice in six years and Ferrari is the most profitable carmaker in the world.

Discussion

  1. A luxury car is worse than a Honda Accord on every measure except one: it turns heads. What does it mean to run a business whose entire value is a single intangible?

  2. Toyota delivers 10.3 million cars a year against 13,663 at Ferrari. The two available exits are volume without cheapening the badge, or staying small and owning it. Which is harder, and why do so many choose the first?

  3. Maintenance runs $2,100 to $2,821 a year against $336 for an Accord. Is that a defect, a feature, or part of the product being sold?

  4. If prestige caps the market at a rounding error, what is the correct size for a luxury carmaker — and who decides?

  5. You run a luxury marque owned by a mass-market parent. What do you refuse to do, even when the parent asks?

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